Reasons to recommend Shinhan Lady Classic cards

Reasons to recommend Shinhan Lady Classic cards

I'm a card-tech person.

Depending on the pattern I'm using, I'm going to set up some cards that fit me. 

I'm a person who carefully pack the items that get discounts and use them as much as possible.

Today we are going to talk about "Shinhan Lady Classic card".

▶ Discount & Benefit 

- Discount 3%(Shopping)   : Department store, Mart,Online shopping

- Discount 5%(parenting)   : Academy, Book store, Hospital, Pharmacy

- Discount 7%(Well Being) : Chorok Village, Hansallim

- Discount 5%(Brunch)      : All restaurants and coffee,bakeries (Between 11:00~14:00)

- Discount 3,500 won        : Purchase over 5,000 won in Dunkin Donuts

- Discount 40 won/liter     : Fueling in GS Caltex gas station

- Free                             : Sweet combo set(big size pop corn + Beverage) in Lotte Cinema (once in a month)

▶ Annual fee 

 - As a premium card, the annual fee is around 100,000 won.

   You can get a point cashback for 50,000 won right away, so you can just think of the annual fee as 50,000 won.

[ Advantages over other credit cards ]

(1) There is no limit to the discount limit.

   Most credit cards have a discount limit, such as only 10,000 won per item, or a total monthly discount of 50,000 won.

   There's a standard something like that.

   By the way, this Shinhan Lady Classic card, there is no such limit.

   So in the case of a person who has quite a large amount of money spent on these discount items, the discount on this credit card is quite high compared to other cards.

(2) The previous month's performance obligation is low at 300,000 won.

   Most other credit cards are discounted up to 20,000 won this month if you spend 300,000 won the previous month, and 30,000 won if you spend 500,000 won. Many other credit cards has their standard this.

   But the difference is that if you spend only 300,000 won on this card, you will get an unlimited discount next month.

   I haven't seen this kind of card yet in Korea.

(3) Even if you receive a discount, most of them are recognized for the previous month's use record.

  Many other credit cards, the amount used for the previous month's discount, are often not recognized by the previous month's use record.

  But this credit card is accepted except for the tuition fee.

  I haven't seen this kind of card yet in Korea.

▶ In my case,

   I spend quite a lot on these items : academy, hospital, pharmacy, gas, lunch.

   However, some months can cost more than 1 million won, but some months only cost 300,000 won. 

   The amount of credit card use varies from month to month.

   Still, it's comfortable because you only need to spend 300,000 won every month. I don't think it's hard to use 300,000 won.

   So, I'm using this card well.

I recommend this card if you are living in a lifestyle where you spend a lot of money on the discount items above.