"The best Installment savings for each bank in Korea"
There are so many Installment savings in every banks in Korea.
It's hard to pick one of them.
Below list is what I chose among them.
Many saving account requires some incidental condition to get the highest interest rate of the product.
I chose the product with easiest condition and also highest interest at the same time.
I hope my experience and my selection of the Installment savings can be helpful for you.
1. 1 year Installment savings
▶ Shinhan Bank
[ Shinhan Inssa Free Installment Savings ]
(1) Interest rate: Up to 3%/year (3% for me to satisfy all incidental conditions)
(2) Basic interest rate of 1.5% and additional interest rate of 1.5%
▶ KEB Hana Bank
[ Salary Hana monthly Installment Savings ]
(1) Interest rate: Up to 3.9%/year (2.6% for me to meet some incidental conditions)
(2) Among the additional 2.6% interest rate with the base rate of 1.3%, I meet 1.3%
▶ Suhyup Bank
[ EATFREE Installment Savings ]
(1) Interest rate: Up to 2.5%/year (2.5% for me to meet all incidental conditions)
(2) Basic interest rate 1.7% and additional interest rate 0.8%.
▶ Industrial Bank of Korea
[ IBK D-Day Installment Savings ]
(1) Interest rate: Up to 2.7%/year (2.2% for me to meet some collateral conditions)
(2) Meets the basic interest rate of 1.2% and the additional interest rate of 1%.
▶ Woori Bank
[ WON Installment Savings ]
(1) Interest rate: Up to 2.3%/year (I do not meet the incidental conditions 2.1%)
(2) Basic interest rate 2.1% plus additional interest rate 0.2%. I do not meet additional interest rate conditions.
▶ NH Bank
[ NH Workers' Monthly Welfare Installment Savings ]
(1) Interest rate: up to 1.95%/year (I meet some collateral conditions 1.55%)
(2) Of the additional 0.8% interest rate at the base rate of 1.15% (12 months standard), I can meet 0.4%)
2. Temporary Special offered Installment savings (Sells only during some period)
▶ KEB Hana Bank
[ One more installment savings ]
(1) Interest rate: 5%/year
(2) Description: A product that was temporarily sold as a special edition a few months ago.
Welcome savings bank
[ U+Welcometoite (8) installment savings ]
(1) Interest rate: 8%/year
(2) Description: A product that was temporarily sold to long-term users of the U+ 50,000 won or more as a special offer a few months ago.
▶ KAKAO Bank
[ Kakao Pay 5% Interest Account ] <--(Click for details)
(1) Interest rate: 5%/year
(2) Description: Operate temporarily until May 31 as a special edition. You can sign up now.
▶ NH Investment Securities Co., Ltd.
[ NH Tree Accumulated Bill ] (Click for more details)
(1) Interest rate: 4.5%/year
(2) Description: 6 months of subscription when opening a new NH Investment & Securities account through Kakao Pay. You can sign up now.
Besides above installment savings, I use one of the highest interest account among the deposit and withdrawal account in Korea.
It's Cider bank account <-- Check this out this post also.
I've introduced you to my high-interest savings accounts in Korea.
It's a selection of good banks and the best installment savings products, so I think it'll help.
If you know any better conditions than the above, please leave a comment and I will check and update it.
Thank you.
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